Things to buy:
Vacuum Cleaner (400-800) that will pick up pet hair
Table Saw (250) for making arts'n'crafts trim
Truck (5000) for buying cat food and building supplies
So if I have 1350 a month disposable, but 10K in debt after buying the truck,
I can put 300 into bills (1050), 300 aside for The Boy (750) then 500 a month onto the debt which is 20 months (not including little bonii here and there)... Hmmm... that's not going to work.
If I can keep the bills down to $200 (1150), set aside 250 for TB (900), put 700 a month onto the debt (200)... let's see... 10,000/700 is 100/7 is 15 months...
That's better...
If I focus on the credit card first, then on the LOC, I can keep the cost of maintenance down very low.
So I need a chequing account for me, a savings account for TB, a savings account for The Moneypit... and that should do it.
INTERMISSION
Well DUH... after laying this out to someone else, I have figured out that buying the truck will have to wait 'til next year. POO
Next year, my pretty:
